In a new report, market expert Sam Daodu laid out three tentative scenarios for where XRP could be heading in 2027. His projections are built around several moving parts: the CLARITY Act, the XRP Ledger (XRPL), and exchange-traded funds (ETFs).
Conservative XRP Outlook
Under Daodu’s most conservative outlook, XRP could trade between $3 and $5 by 2027. This range assumes that the CLARITY Act moves forward and that demand for XRP through ETFs grows at a steady pace rather than in dramatic bursts.
Daodu argues that this “unflashy” kind of progress would be enough to pull XRP back toward its earlier peak levels in under two years, without requiring a major, sudden breakout.
In this scenario, Standard Chartered’s $7 XRP target for 2027 sits near the optimistic end, but the $3 to $5 outcome is presented as the best fit for current conditions if nothing destabilizes the market.
A more bullish case pushes XRP higher, with a forecast range of $7 to $10. For XRP to reach that upper band, the demand question would need to turn decisively in XRP’s favor.
From Infrastructure To Demand
Daodu’s report points to a key catalyst: banks may need to start holding and settling in XRP itself, not just relying on stablecoins that use the XRPL network. He also notes that ETF inflows would likely have to accelerate beyond early expectations and reaching a level of “several billion dollars.”
If both usage and buying pressure strengthen at the same time, Daodu suggests that XRP would have the combination of utility and market demand required to clear its prior highs and sustain the momentum afterward.
That bullish pathway is also where Bitwise’s more optimistic prediction comes into view. Bitwise’s outlook places XRP in the $9 to $10 area, aligning closely with the idea that 2027 could be the year the altcoin finally catches up to the value implied by its infrastructure.
In Daodu’s framing, this would be the version of events where adoption and capital inflows reinforce each other—turning what is currently more infrastructure-led into a fuller demand-driven cycle.
A Real Chance Of Breaking Below $1
Daodu also outlines a downside scenario, where XRP trades below $1.50 by 2027. In his analysis, the negative path depends less on technology and more on whether sentiment stays weak for longer than the market can easily absorb.
A key risk factor is the possibility that the CLARITY Act stalls past August’s recess. At the same time, broader market conditions could keep pressure on risk assets. Finally, Ripple’s monthly supply pattern is described as steady, meaning it may not provide fresh demand catalysts on its own if buyers remain cautious.
In that bearish scenario, Daodu expects XRP to spend most of 2027 somewhere between $1 and $1.50. He also notes that there is a realistic chance XRP could lose the $1 level if selling intensity continues rather than fading.
However, the market may not have to wait until 2027 to see sub-$1 levels for the altcoin, as it is currently trading at around $1.12. This is a recovery from the drop to $1.05 over the weekend, but there are still concerns that this key support level could be broken in the near term.
Featured image created with OpenArt; chart from TradingView.com
